Master Your Money Through Smart Budget Control

Stop wondering where your money goes each month. Our practical budget control education helps working professionals in Taiwan build lasting financial habits that actually stick. No complicated spreadsheets or unrealistic restrictions.

Explore Our Programs
Professional reviewing financial documents and budget planning materials
Budget tracking tools and financial planning workspace

Real Budget Skills for Real People

Most budget courses teach you to track every coffee purchase. We focus on the bigger picture — understanding your actual spending patterns and building systems that work with your lifestyle, not against it.

Our approach starts with your current situation. No judgment about past money decisions. Instead, we help you identify where small changes create the biggest impact on your financial security.

  • Practical expense tracking that takes less than 10 minutes weekly
  • Emergency fund strategies that fit Taiwan's economic realities
  • Debt management approaches for various income levels
  • Investment basics designed for conservative savers

Choose Your Learning Path

Everyone's financial situation is different. Pick the learning approach that matches where you are right now and where you want to be next year.

Foundation Track

Perfect for those who've never had a budget that lasted more than a month. We start with simple habits and build gradually.

  • Basic expense categories that make sense
  • Weekly money check-ins (not daily tracking)
  • Simple saving goals under NT,000
  • Building your first emergency buffer

Growth Track

For people who save regularly but want better systems. Focus on optimizing what you're already doing well.

  • Advanced budgeting methods for multiple goals
  • Investment fundamentals for Taiwan markets
  • Tax-efficient saving strategies
  • Property purchase planning basics

Leadership Track

Managing family finances or helping others with money decisions. Learn to teach and support financial growth in your community.

  • Family budget coordination techniques
  • Teaching money skills to others
  • Advanced investment portfolio management
  • Retirement planning for Taiwan residents

Learn from Experienced Practitioners

Our instructors have managed budgets through Taiwan's economic changes, job transitions, and major life events. They understand the real challenges you face.

Portrait of Kai-Wei Thornberg, budget control instructor

Kai-Wei Thornberg

Senior Budget Instructor

Spent twelve years helping Taiwan families navigate financial transitions. Started teaching after successfully managing budgets through job changes, family expansion, and economic uncertainty.

His approach focuses on sustainable systems rather than extreme frugality. Believes most people fail at budgeting because they try to change everything at once.

Family Budgets Emergency Planning Debt Strategy
Portrait of Marcus Østergård, financial planning specialist

Marcus Østergård

Investment Education Specialist

Former bank advisor who switched to education after seeing too many people make investment decisions based on fear or incomplete information.

Specializes in explaining Taiwan's investment landscape in plain language. Helps people understand what they're actually buying when they invest their saved money.

Investment Basics Risk Assessment Market Education

How Our Program Works

Assessment Phase

Weeks 1-2

We start by understanding your current money situation without judgment. You'll track expenses for two weeks — not to shame yourself about spending, but to see patterns you might not notice.

Most people discover they're already doing some things right. We build on those strengths instead of starting from scratch.

Foundation Building

Weeks 3-6

Learn the core systems that make budgeting sustainable. We focus on three main areas: knowing where money comes from, understanding where it goes, and creating simple rules for spending decisions.

You'll practice with small changes first. Maybe you start by setting aside lunch money for the week, or checking your bank balance every Sunday morning.

Growth Integration

Weeks 7-12

Once basic habits stick, we add saving goals and debt management strategies. This is where you start seeing real progress toward larger financial objectives.

The focus shifts from day-to-day spending control to building wealth over time. We cover emergency funds, investment basics, and planning for major purchases.

Long-term Mastery

Months 4-6

Advanced strategies for optimizing your financial systems. Learn to handle irregular income, plan for major life changes, and teach these skills to family members.

By this point, you're not following someone else's budget template. You've developed your own approach that fits your values and goals.

Start Building Better Money Habits

Our next program begins in August 2025. Classes are limited to 25 people so everyone gets individual attention and feedback on their budget systems.

Students engaged in interactive budget planning workshop